We all need cash at times - Cash is King! Here are a few ways you can raise some cash.
Check your wallet, your pocketbook and cards you may have received! - You may have some unused gift cards in there. I know I have received gift cards for various reasons (birthday,the holidays etc) and sometimes I just don't get around to using them- they sit wherever I happen to put them and then I find them - if they are expired - I always always always check first - your State Law (my state has rules on this!) and then I contact the place and say "I just found this, can I still use it?" You might be surprised how many places will honor expired gift cards. There are even websites out there that will BUY your old gift cards!
Check your closets, your bureau drawers and your shed! - You probably have items that have been sitting around, unused, never worn, etc that you could sell. It's amazing what sells on places like Ebay! I actually wanted a pair of Mudd boots - couldn't find the pair I wanted through my website so I went to Ebay and found them for 99Cents! Someone in California was smart enough to put their unwanted boots on Ebay. I was happy with the price, but also happy that we reused a pair of boots and they didn't toss them in a landfill somewhere! So, check around - you probably have things you don't need that could bring you some ready cash!
Find a credit card that pays you CASH BACK - not reward points - those points are nice, but you end up getting overpriced items for your points - cash is king - so cash back is best! And of course - you can earn cash back by purchasing your everyday items - things you were going to buy anyway - through a Paid to Shop website, like mine! :) Earn some cash today!
Look over to your left - see that big Cash Back widget? Search around - OR if you want to view the entire website - Click Here
For more ideas on reducing your debt - and earning additional income Visit Our Website
Sunday, April 24, 2011
Wednesday, April 20, 2011
Living in a House of Cards....
Debt - the worst 4 letter word out there in my opinion!
I have always known about borrowing money, paying interest and making those monthly payments. I bought a house, I've had car loans, credit card loans etc, but I guess I never really took the time to figure out just how much I was actually paying for something!
When I read that borrowing $200,000 for a mortgage, at 6% interest, for 30 years (which is typical) that I was actually going to pay back the bank $431,677 dollars! I couldn't believe it! I did the math - and it's right - Holy cow, more than double the amount I borrowed!!
Car loans are just as bad, and credit cards are worse! People paying only the minimum on their credit cards should look at how much is actually being deducted off their balance (the principal balance).
I'm so disgusted by all of this - and then the gov't bails out the banks. ???? Something is wrong with this picture!
The country is going bankrupt, the people are going bankrupt, our politicians are being bought off by corporate money - what happened to the American Dream?
Our retirement fund aren't funded, government workers are working for empty promises, corporations are going under and leaving the masses with no retirement plan - something is going to break - we are living in a house of cards folks.
Let's hope the Big Bad Wolf has had his fill of little piggies (oh wait, did he actually get them? I don't think so...) so... looks like we are on the menu for dinner soon!
I have always known about borrowing money, paying interest and making those monthly payments. I bought a house, I've had car loans, credit card loans etc, but I guess I never really took the time to figure out just how much I was actually paying for something!
When I read that borrowing $200,000 for a mortgage, at 6% interest, for 30 years (which is typical) that I was actually going to pay back the bank $431,677 dollars! I couldn't believe it! I did the math - and it's right - Holy cow, more than double the amount I borrowed!!
Car loans are just as bad, and credit cards are worse! People paying only the minimum on their credit cards should look at how much is actually being deducted off their balance (the principal balance).
I'm so disgusted by all of this - and then the gov't bails out the banks. ???? Something is wrong with this picture!
The country is going bankrupt, the people are going bankrupt, our politicians are being bought off by corporate money - what happened to the American Dream?
Our retirement fund aren't funded, government workers are working for empty promises, corporations are going under and leaving the masses with no retirement plan - something is going to break - we are living in a house of cards folks.
Let's hope the Big Bad Wolf has had his fill of little piggies (oh wait, did he actually get them? I don't think so...) so... looks like we are on the menu for dinner soon!
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